Smart Credit Journey

How to Get Your First Credit Card as a College Student in the U.S.

Back in my sophomore year of college, I applied for a credit card on a whim — standing in line […]

Two words. That’s all it took to ruin my afternoon. I was doing a routine credit check — something I’d

There’s a card in my wallet I genuinely cannot stand. An old store card I opened back when I was

There’s a specific kind of dread that hits when you find the perfect apartment — the right neighborhood, the natural

There’s a specific kind of dread that hits when you’re sitting across from a car dealership finance guy and you

Pulling up my credit report was supposed to be a five-minute task. I was getting ready to apply for a

Pulling up my credit report one afternoon, I expected to feel okay about it. I’d been pretty responsible — or

Nobody handed me a roadmap when I turned 22 and moved into my first apartment. My mom had always paid

Nobody plans to miss a payment. But life happens — a chaotic week, a bank account mix-up, a notification you

Two years ago, a coworker of mine pulled out a sleek metal credit card at lunch — the kind that